Biloxi Homes under $400,000

Biloxi Homes under $400,000

Welcome to Biloxi, Mississippi—a vibrant coastal city that beautifully blends rich history, stunning beaches, and a lively entertainment scene. Known for its picturesque Gulf Coast views, Biloxi is a treasure trove of culture and recreation. With its warm Southern hospitality, this charming city offers a unique lifestyle that appeals to everyone, from families to retirees.

Biloxi is renowned for its stunning waterfront properties and historic architecture, but the real estate market here is also incredibly accessible. If you're in the market for a home under $400,000, you'll find a variety of options that cater to diverse tastes and needs. From cozy bungalows to modern townhouses, Biloxi’s housing market offers something for everyone. Imagine waking up to the sound of the waves and enjoying your morning coffee on a sunlit porch, or hosting family gatherings in a spacious backyard. The possibilities are endless!

Beyond the homes, Biloxi boasts an array of amenities, including top-notch schools, beautiful parks, and a thriving culinary scene. Whether you’re indulging in fresh seafood at a local eatery or exploring the vibrant nightlife, there’s never a dull moment in this coastal gem.

With its blend of affordability and charm, Biloxi is the perfect place to call home. Don’t miss the opportunity to discover your dream home in this enchanting city—where life is not just lived, but celebrated! Come experience the magic of Biloxi today!

Newest Biloxi Homes under $400,000

11385 Ruth Court, Biloxi
$260,000
3 Beds ⋅ 2 Baths ⋅ 4164918 MLS
Welcome to 11385 Ruth Ct, located in the desirable Cedar Lake community of Biloxi! This spacious home offers 3 bedrooms, 2 full baths, plus a dedicated office that provides the flexibility to work from home or create additional hobby space. The home features both a formal living room and a comfortable family room, giving you plenty of room for everyday living and entertaining. Conveniently located near shopping, dining, entertainment, and other Gulf Coast amenities, this home combines a great location with a versatile floor plan. Schedule your showing today!

11385 Ruth Court, Biloxi

Listing courtesy of Expect Realty.

7516 Madison Drive, Biloxi
$175,000
3 Beds ⋅ 2 Baths ⋅ 4164901 MLS
OPEN HOUSE SUNDAY Oct 11th, 1:00-2:00 PM! Don't miss this opportunity to own a charming brick ranch-style home in the lovely Cedar Grove community—eligible for 100% USDA financing! That's right, qualified buyers may be able to purchase with NO MONEY DOWN! Major updates are already taken care of, including a BRAND-NEW AC and furnace, a roof replaced in 2021, and fresh interior paint throughout. Inside, you'll find durable tile flooring throughout the main living areas and a kitchen equipped with a gas range. Plus valuable additional living space with plenty of flexibility—use it as a den, rec room, home office, or additional bedroom. Step outside to gorgeous Magnolia in front yard and enjoy the covered back porch overlooking a spacious, fully fenced backyard, perfect for entertaining, pets, or simply relaxing. There's even dedicated RV parking for your recreational vehicles, boat, or additional parking needs. Flood insurance not required. Only minutes to I-10, Keesler AFB and shopping. Get this one fast!

7516 Madison Drive, Biloxi

Listing courtesy of Keller Williams.

2046 Beach Boulevard D103, Biloxi
$199,000
2 Beds ⋅ 2 Baths ⋅ 4164880 MLS
Gorgeous and well maintained, this fully furnished 2/2 unit is your ideal weekend, beach getaway! First floor unit with beach access across the street! Currently operating as a successful STR, this unit provides the perfect opportunity for someone looking for an income producing property that they can also enjoy themselves from time to time. This unit features an ideal open concept living/dining/kitchen combination as well as split bedrooms. Beautifully updated modern kitchen with electric, stainless steel appliances and granite countertops. The primary suite is extremely roomy (currently set up with 2 beds) and the bathroom has a nice, luxurious feel. The secondary bedroom is a great size with a full hall bath. Granite counter tops throughout! Absolutely no carpet in this unit! Gated and private pool access directly behind this building. Booking calendar available upon request. New HVAC system installed July of 2026! This unit is truly move-in ready- you don't need to lift a finger! STR Financials available, please reach out to listing agent!

2046 Beach Boulevard D103, Biloxi

Listing courtesy of 1 Percent Lists Realty Professionals, LLC.

205 Hopkins Boulevard, Biloxi
$85,000
2 Beds ⋅ 1 Baths ⋅ 4164708 MLS
Two lots in downtown Biloxi across from Farmers Market. Close to shopping, casinos, restaurants and bars, golf cart district, and beach. City says can build two homes or one big home. Sold "AS IS WHERE IS". For the right price seller will have the house torn down (keep slab or not).

205 Hopkins Boulevard, Biloxi

Listing courtesy of The O'Keefe Real Estate Group.

1090 Cherokee Street, Biloxi
$249,900
3 Beds ⋅ 3 Baths ⋅ 4164704 MLS
Tucked away just minutes from Keesler Air Force Base and the heart of the Mississippi Gulf Coast, this beautifully updated home offers a rare mix of character, upgrades, and outdoor living. Located in a no flood zone, it also features a newer roof and updated HVAC system for added peace of mind. The backyard is where this property really shines. Designed for both relaxing and entertaining, you'll find a spacious deck overlooking a private in-ground pool surrounded by mature landscaping. The pool has been thoughtfully maintained with a liner less than a year old and a pump and filter replaced just two years ago. Inside, the home stands out from the typical cookie-cutter layout. The kitchen offers an extended design with generous counter space, updated appliances, custom cabinetry, and a unique glass block bar that adds a distinctive architectural element. Natural light pours in through large windows, and the dining area feels like a sunroom with peaceful views of the backyard. The bathroom creates a true retreat with a walk-in shower, soaking tub framed by windows, and warm wood ceiling details that give it a spa-like feel. Throughout the home, fresh paint and luxury vinyl plank flooring provide a clean, modern finish while still allowing the home's personality to come through. If you're looking for something with charm, updates, and an outdoor setup that's hard to beat in this location, this one is worth a closer look. **Grass is artificial turf

1090 Cherokee Street, Biloxi

Listing courtesy of Keller Williams.

12674 Amory Avenue A, Biloxi
$315,000
3 Beds ⋅ 3 Baths ⋅ 4164669 MLS
ASSUMABLE 4.375% VA LOAN FOR QUALIFIED BUYERS! SELLER CONCESSION $3,000 TOWARD BUYER CLOSING COSTS, INCLUDING LENDER FEES, TITLE FEES AND PREPAIDS, WITH ACCEPTABLE OFFER! If you want a home you can enjoy without spending your weekends maintaining it, this 3-bedroom, 2.5-bath townhome in The Village at Tradition in Biloxi, MS checks a lot of boxes. You still get plenty of space, a two-car garage and your own outdoor area—just with less to take care of. The first floor has tall ceilings and an open living and kitchen area with granite countertops, stainless steel appliances, a large island and built-in shelving that adds both storage and character. There's even a built-in bar area off the kitchen. The primary suite is downstairs with a soaking tub, separate walk-in shower and walk-in closet, while two additional bedrooms and a full bath are upstairs. Out back, you'll find a covered patio, open courtyard and rear-entry two-car garage. The refrigerator, washer and dryer stay, too. Living in Tradition also means the pool, fitness center, clubhouse, lake, parks, playground and trails are all right in your neighborhood. You're also convenient to William Carey University's Tradition campus, Bryant Nursing Center, Keesler Air Force Base, I-10, Hwy 67 and Highway 49, with Gulfport, Biloxi and D'Iberville all within easy reach. Well maintained, move-in ready and with some pretty compelling financial incentives for the next owner. Ask for details about the assumable VA loan!

12674 Amory Avenue A, Biloxi

Listing courtesy of Epique.

409 Linda Drive, Biloxi
$389,000
5 Beds ⋅ 4 Baths ⋅ 4164668 MLS
Stately Live Oaks shade the front yard of this classic Biloxi Home, and the columned front porch tops off it's charming welcome! As you step inside, you'll find a spacious living area with room for entertaining and relaxing, including a big fireplace for the fall months. The updated kitchen has lots of cabinets, ganite counters, a gas stove with double ovens and an extra built-in buffet. Enjoy traditional gatherings in the formal dining room, or hang out at kitchen bar and sunny breakfast room. The bedroom area has 4 spacious bedrooms and 3 full bathrooms, plus a small room with a window that could easily be an office , storage, or craft room. You still need to explore the loft room at the top of the spiral stair - ready for your private retreat. The yard is fully fenced, big inground pool, and patio for outdoor entertaining. There's even a half bath in the garage. This beautiful Biloxi home is also eligible for a VA assumable loan at 3.5% to qualified buyers! Don't miss this opportunity!

409 Linda Drive, Biloxi

Listing courtesy of RE/MAX Results In Real Estate, Inc..

155 Azalea Drive, Biloxi
$335,000
2 Beds ⋅ 2 Baths ⋅ 4164510 MLS
This Beautiful home just steps away from the Biloxi beach is waiting for you to make it your own. Recently remodeled with walk in shower, sunkin tub, Granite countertops, Stainless steel appliances, open floor plan, tankless water heater, whole home generator, and it comes with an additional buildable lot. Centrally located near the interstate, casinos, ballpark, downtown, and all that Biloxi has to offer.

155 Azalea Drive, Biloxi

Listing courtesy of Compass Realty, LLC..

12183 Shorecrest Road, Biloxi
$199,000
3 Beds ⋅ 1 Baths ⋅ 4164505 MLS
The old Coalville Methodist parsonage, built around 1850 and moved to this spot in 1977. The church it served is still just down the road. Come in through the stained glass front door, and a 25-ft center hall runs through the house with rooms off both sides, the way they built them back then. Some of the original interior walls and doors are still here. Inside are 3 bedrooms, 1 bath and 1,470 sq ft per county tax assessor records, with a living room, a separate dining room and an eat-in kitchen. Metal roof in 2024 and a two-car metal carport. All of it sits on Shorecrest Rd in Woolmarket, inside Biloxi city limits, with no HOA. I-10 at the Lorraine-Cowan exit is 5 minutes away, Keesler AFB and the Seabee Base are 25, and the Promenade and Crossroads are 15. Woolmarket Elementary, Taranto's and Woolmarket Grocery are right down the road. Outside the FEMA high-risk flood zone per public records. The proposed ±1.5 acres will be divided from a 2.3-acre parcel shared with the duplex next door; final acreage may vary and will be set by survey. Conventional, FHA and VA renovation financing welcome. Currently rented at $800/mo, month to month. Also offered as part of the ±36.38-acre Lorraine & Shorecrest Rd Woolmarket Estate. Buyer to verify all information independently. Some photos digitally edited to remove tenant's personal property.

12183 Shorecrest Road, Biloxi

Listing courtesy of Epique.

12231 Shorecrest Road, Biloxi
$125,000
3 Beds ⋅ 2 Baths ⋅ 4164504 MLS
Fixer-upper sold "as is" on ±1.5 acres on Shorecrest Rd in Woolmarket, inside Biloxi city limits. No HOA. Outside the FEMA high-risk flood zone per public records. I-10 at the Lorraine-Cowan exit is 5 minutes away, Keesler AFB and the Seabee Base are 20, and the Promenade and Crossroads are 15. Woolmarket Elementary, Taranto's and Woolmarket Grocery are right down the road. It has 3 bedrooms and 2 baths, all on one level. The primary bedroom has its own bath and two walk-in closets. The kitchen opens to the dining area, and the living room runs 23 ft. It needs updating, and it's priced for it. Renovation loans are welcome. Currently rented at $700/mo, month to month. Want more room? The full 3.5-acre parcel is available at an adjusted price. Also offered as part of the ±36.38-acre Lorraine & Shorecrest Rd Woolmarket Estate. Acreage approximate, subject to survey. Buyer to verify all information independently. Some photos digitally edited to remove seller's personal property.

12231 Shorecrest Road, Biloxi

Listing courtesy of Epique.

774 Sharon Hills Drive, Biloxi
$295,000
4 Beds ⋅ 3 Baths ⋅ 4164489 MLS
Imagine yourself at home in this beautifully remodeled, meticulously redesigned tri-level in Holly Hills subdivision! Featuring 4 bedrooms and 2.5 baths, this inviting home blends warm colors with modern touches throughout, creating a welcoming balance of style and comfort. Its distinctive three-level layout offers character and flexibility for everyday living. Gather in the inviting kitchen and living area, or step outside to the spacious covered porch, a perfect place for morning coffee, relaxed evenings, and entertaining. Located in the Biloxi School District and near the sportsplex, this home is also minutes from Keesler Air Force Base, casinos, beaches, restaurants, the mall, entertainment, and the I-10 corridor. Thoughtfully refreshed and full of personality, this is a home you'll look forward to coming back to. Schedule your showing today and be in your new Home just in time for the holidays!

774 Sharon Hills Drive, Biloxi

Listing courtesy of Coldwell Banker Alfonso Realty-OS-B/O.

8265 Curry Road, Biloxi
$330,000
4 Beds ⋅ 2 Baths ⋅ 4164427 MLS
Modern Comfort Meets Small-Town Charm! Welcome home to this beautifully maintained 4-bedroom, 2-bath home thoughtfully designed for today's lifestyle. Step inside to a spacious, open floor plan that creates an inviting flow between the living, dining, and kitchen areas—perfect for everyday living and entertaining. The home is wired for smart-home capabilities and features ENERGY STAR® appliances, combining modern convenience with energy-conscious living. The four-year-old roof offers additional peace of mind, and the home remains covered under some builder warranties. Step outside to the large covered back patio, an ideal spot for morning coffee, weekend gatherings, or relaxing with family and friends. There's plenty of room to entertain and enjoy the outdoors year-round. Located in a convenient area with easy access to Keesler Air Force Base and NCBC, this home offers the best of both worlds—a convenient location while still enjoying the welcoming feel of a small-town community, with shopping, dining, and entertainment just minutes away. Four bedrooms. Two baths. Smart-home ready. Spacious living. Great location. This is a home you won't want to miss!

8265 Curry Road, Biloxi

Listing courtesy of RE/MAX Results In Real Estate, Inc..

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